:root {
  --bg-primary: #05060c;
  --bg-secondary: #0c0f1a;
  --bg-panel: #101323;
  --text-primary: #f4f5f7;
  --text-muted: #b7bdd2;
  --accent: #d5b16b;
  --accent-soft: rgba(213, 177, 107, 0.2);
  --border-soft: rgba(255, 255, 255, 0.08);
  --radius-lg: 1rem;
  --shadow-soft: 0 25px 60px rgba(0, 0, 0, 0.45);
}

*, *::before, *::after {
  box-sizing: border-box;
}

body {
  font-family: "IBM Plex Sans", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: radial-gradient(circle at top, #15182b 0%, var(--bg-primary) 55%);
  color: var(--text-primary);
  min-height: 100vh;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--accent);
}

a:hover {
  color: #f5dca5;
}

img {
  max-width: 100%;
  height: auto;
  border-radius: 0.75rem;
}

main {
  background: linear-gradient(180deg, rgba(5, 6, 12, 0.95), rgba(8, 11, 27, 0.96));
}

.compliance-banner {
  background: rgba(208, 177, 107, 0.12);
  border-bottom: 1px solid rgba(213, 177, 107, 0.4);
  font-size: 0.88rem;
  letter-spacing: 0.03em;
}

.compliance-banner p {
  margin: 0.4rem 0;
  color: var(--text-primary);
}

.skip-link {
  position: absolute;
  left: -999px;
  top: auto;
  padding: 0.65rem 1rem;
  z-index: 1000;
  background: var(--accent);
  color: #1b1b1b;
  border-radius: 999px;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

.site-header {
  background: rgba(5, 6, 12, 0.9);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-soft);
}

.navbar-brand {
  letter-spacing: 0.2em;
  text-transform: uppercase;
  font-size: 0.95rem;
}

.navbar-nav .nav-link {
  font-size: 0.9rem;
  letter-spacing: 0.04em;
  color: var(--text-muted);
  text-transform: uppercase;
}

.navbar-nav .nav-link.active,
.navbar-nav .nav-link:focus,
.navbar-nav .nav-link:hover {
  color: var(--text-primary);
}

.section {
  padding: 4.5rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
}

.section-hero {
  padding-top: 6rem;
}

.section-title {
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.section-subtitle {
  color: var(--text-muted);
  max-width: 44rem;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 0.78rem;
  color: var(--accent);
}

.hero-title {
  font-size: clamp(2.3rem, 4vw, 3rem);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  line-height: 1.15;
}

.hero-lead {
  color: var(--text-muted);
}

.hero-note {
  border: 1px dashed rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  padding: 1rem 1.25rem;
  font-size: 0.92rem;
  color: var(--text-muted);
  background: rgba(10, 13, 30, 0.85);
}

.hero-note ul {
  margin: 0.5rem 0 0;
  padding-left: 1.2rem;
}

.hero-meta {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
}

.hero-meta li + li {
  margin-top: 0.35rem;
  color: var(--text-muted);
}

.hero-figure {
  background: var(--bg-panel);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-soft);
  padding: 1.25rem;
  box-shadow: var(--shadow-soft);
}

.hero-figure figcaption {
  margin-top: 0.8rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.card-surface {
  background: rgba(15, 18, 35, 0.92);
  border-radius: calc(var(--radius-lg) - 0.2rem);
  border: 1px solid var(--border-soft);
  padding: 1.5rem;
  height: 100%;
}

.card-surface p {
  margin-bottom: 0;
  color: var(--text-muted);
}

.card-footnote {
  font-size: 1rem;
  color: rgba(244, 245, 247, 0.84);
}

.what-we-dont {
  background: rgba(41, 14, 14, 0.65);
  border-color: rgba(255, 115, 115, 0.3);
}

.list-bullets {
  list-style: none;
  padding-left: 0;
}

.list-bullets li {
  position: relative;
  padding-left: 1.4rem;
  margin-bottom: 0.35rem;
  color: var(--text-muted);
}

.list-bullets li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--accent);
}

.note {
  border-left: 2px solid var(--accent-soft);
  padding-left: 1rem;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.contact-card {
  background: rgba(9, 11, 25, 0.95);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-soft);
  box-shadow: var(--shadow-soft);
}

.contact-card .list-unstyled li {
  margin-bottom: 0.3rem;
}

.contact-card a {
  text-decoration: none;
}

.contact-card a:hover,
.contact-card a:focus {
  text-decoration: underline;
}

.contact-hours {
  display: block;
  margin-top: 0.35rem;
  width: fit-content;
  padding: 0.2rem 0.65rem;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  font-size: 0.82rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.disclaimer-inline {
  border-left: 2px solid rgba(255, 255, 255, 0.3);
  padding-left: 1rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.footer-text {
  font-size: 0.85rem;
  color: var(--text-muted);
}

.footer-text strong {
  color: var(--text-primary);
}

footer {
  background: #030308;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.fee-card {
  background: rgba(13, 16, 32, 0.95);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-soft);
  height: 100%;
}

.fee-card h3 {
  margin-bottom: 0.6rem;
}

.fee-example {
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  background: rgba(8, 10, 20, 0.9);
  color: var(--text-muted);
}

.process-steps {
  list-style: none;
  padding-left: 0;
  display: grid;
  gap: 1.25rem;
}

.process-steps li {
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  background: rgba(12, 15, 30, 0.9);
}

.process-steps h3 {
  margin-bottom: 0.4rem;
  font-size: 1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.process-steps p {
  margin: 0;
  color: var(--text-muted);
}

.btn-outline-light {
  border-color: rgba(255, 255, 255, 0.4);
  color: var(--text-primary);
}

.btn-outline-light:hover,
.btn-outline-light:focus {
  background: rgba(255, 255, 255, 0.1);
  color: var(--text-primary);
}

.btn-accent {
  background: linear-gradient(120deg, #f6e3b0, var(--accent));
  border: none;
  color: #1b1812;
  font-weight: 600;
  box-shadow: var(--shadow-soft);
}

.btn-accent:focus,
.btn-accent:hover {
  opacity: 0.92;
  color: #1b1812;
}

@media (max-width: 991.98px) {
  .navbar-collapse {
    background: rgba(5, 6, 12, 0.9);
    padding: 1rem;
    border-radius: 1rem;
  }

  .section {
    padding: 3.5rem 0;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}